DANAdidik - P2P Education Lending Platform

To make it easier to track the process of each transaction, from borrower and lender account registration, credit score process, funding, loan disbursement, payment, to reporting, PT Pasar Dana Teknologi needs an application that can provide data in real time. This application also helps the company's needs to run business processes and send reports digitally. PT Pasar Dana Teknologi trusts Lingkar9 to develop effective and efficient DANAdidik applications to improve company performance.

The first requirement that needs to be met in order to make it easier for the team to monitor each transaction process is a comprehensive and user-friendly dashboard. To facilitate the team's decision-making and planning, we developed a dashboard that displays financing, funding, borrower, and lender statistics in graphs with a format specific to the data content.

Credit Scoring is one of the vital activities carried out by a fintech company to assess the eligibility of a borrower to receive a loan. This scoring is automatically calculated by the system with pre-set parameters. In addition to scoring, DANAdidik also provides information of the borrower's loan history in other places. This data indicates how the payments made by the borrower, such as good, bad, or unpaid payments.

One of the main features in the DANAdidik application is the Loan Marketplace, which is a feature used by Lenders to fund their Borrowers. With this feature, Lenders can easily find out Borrower data details and calculate the estimated return obtained.

One of the best ways to earn extra money online is through referral programs. DANAdidik referral program offers an opportunity for every user to refer a friend or family member and earn when they register and apply for a loan at DANAdidik. This program is one of the company's efforts to appreciate its users.

As a fintech company, many reports need to be prepared to be sent to official institutions such as OJK. Reports are generated automatically through the app and sent directly to the relevant institutions.

No need to worry about being late for loan collection because DANAdidik is integrated with Twilio. Create automatic reminders and can be set based on the due date. The system will automatically make a phone call to the borrower's number listed.

An app that is difficult to use or navigate can quickly become frustrating for users, leading them to abandon it in favor of something more user-friendly. To that end, we made the look and experience of using the DANAdidik app as easy as possible to operate by users.